Digital wallets in Kazakhstan: who leads the market and what are their differences

Non-cash payments in Kazakhstan have already become part of everyday life. QR code payments, bank transfers, and one-click purchases — digital wallets here are not just a convenience, but a familiar tool for millions of users.

Kaspi.kz
The leading player in Kazakhstan's FinTech market. The Kaspi super app combines wallet, online banking, marketplace, and loyalty program functions — all in one application.

For Android users
For iOS users

Freedom SuperApp
A modern digital bank from Freedom Holding Corp. The app allows you to open cards, deposits, and investment accounts, pay for services, and make transfers. It integrates with Freedom Finance and Freedom Broker brokerage products.

For Android users
For iOS users

Halyk Bank Kazakhstan
A modern super app that helps customers manage their finances daily, make payments and transfers with minimal fees, apply for loans and installments, open deposits and investments, buy goods on Halyk Market, book airline tickets, and access government services.

For Android users
For iOS users

Home.kz
Through the app, you can apply for online loans with approval in one minute, open deposits and investments, transfer money commission-free, and pay for services, taxes, and fines. Users receive cashback of up to 5% on the Home Card and can manage all operations directly from their smartphone.

For Android users
For iOS users

Eurasian Bank
An app for Eurasian Bank clients that combines banking and payment services. Online loans, transfers, deposits, installments, and purchases on the marketplace are available here. Users also receive personalized offers and cashback on purchases.

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For iOS users

Alatau City Bank
The app combines finance, education, and a marketplace. Here you can pay for services, get loans, accumulate bonuses, and buy goods with cashback. The bank focuses on a digital ecosystem and personalized services.

For Android users
For iOS users

Forte App
Forte offers a modern digital wallet with the ability to make transfers, pay for services, and shop. The app stands out for its stylish interface and the ForteMarket feature — a marketplace with installments and cashback.

For Android users
For iOS users

Otbasy Bank
A digital app from "Otbasy Bank". Users can manage their deposits, loans, and children's accounts, open new deposits, and receive certificates online. The app also allows booking branch visits, tracking account activity, and controlling savings for purchasing housing.

For Android users
For iOS users

Wooppay
The app allows paying for over 500 services, making instant transfers between wallets commission-free, and transferring funds to Visa, Mastercard cards, and bank accounts of CIS countries. Users can top up and withdraw money to gaming accounts, pay for mobile communication, internet, television, utilities, and transport.

For Android users
For iOS users

Bereke Bank
Users can open accounts and cards, apply for loans in a few minutes, send instant transfers within the country and abroad, pay for services commission-free, and receive cashback through the B-Bonus+ program. 

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For iOS users

bcc.kz
The app of JSC "Bank CenterCredit", which combines banking, investment, and payment tools in one service. The app supports paying for services, transfers, post-loan servicing, and a loyalty program with cashbacks. 

For Android users
For iOS users

My RBK
A mobile app from Bank RBK that combines convenient payment services, online loans, transfers, and bill payments. Users can open multi-currency and virtual cards, apply for loans and installments online, pay for services, taxes, and purchases with cashback, and make international transfers.

For Android users
For iOS users

ZAMAN Bank
The app allows obtaining Islamic loans without collateral, opening deposits and accounts, issuing virtual cards, making transfers, and paying for services — all in accordance with Sharia norms. ZAMAN Bank combines modern technology with Islamic principles, offering transparent and ethical financial solutions.

For Android users
For iOS users