The most profitable deposits in Uzbekistan

We have gathered current offers from Uzbek banks for 2025 — with transparent terms, interest rates up to 24% per annum, and modern digital services.

ANORBANK
ANORBANK offers up to 27% per annum. The Yuqori daromad deposit is available for 25 months with no limits on the amount. There are also other options — Baraka with the ability to replenish and partially withdraw funds at 23% for 24 months, and Tez at a rate of 22% for 13 months. For foreign currency deposits, conditions are available up to 8% in dollars. 

DAVR BANK
Davr Bank offers term deposits in sums and dollars with yields up to 26.5% per annum. The Davr Omonat deposit is issued for 25 months, with interest paid monthly. There are also foreign currency options — for example, the "Optimal" deposit with a yield of up to 7% in dollars.

TBC Bank
TBC Bank offers term deposits: with replenishment at a rate of 21% and without replenishment at a rate of 23%, as well as a savings account at a rate of 18%. All deposits can be opened in the TBC UZ app. When opening a term deposit at a rate of 23%, customers can receive part of the interest in advance. And from other deposits, you can withdraw money without losing income; only when withdrawing from a replenishable term deposit, you need to maintain a minimum balance of 1 million sums.

NBU
NBU offers the "Joziabali" deposit for six months with a yield of up to 21% when opened through the app. The "For Everyone" product is available for terms up to 18 months at a rate of up to 21%. The "Everything is Possible" deposit allows partial withdrawal of funds and brings up to 18% per annum. In dollars — up to 5% for terms up to 18 months.

Ipak Yuli Bank
Deposits with yields up to 20% per annum are available, issued online through the app. The "Kuesbli" deposit is available for 24 months with monthly interest payments. There are also products for office issuance, foreign currency deposits, and flexible conditions with replenishment. All deposits are insured; for non-residents, a 10% tax applies to income.

InfinBank
InfinBank offers online deposits in sums and dollars for terms from 18 to 24 months. Among the popular ones are Infin Nastarin with a yield of 22% in sums, Infin Premium — 7.5% in dollars, and Infin Sevimli — from $100 with the ability to partially withdraw and monthly interest payments. 

Kapitalbank
Kapitalbank offers the Kapital Ziynat deposit at a rate of 20% per annum in sums for a term of 25 months. The bank also develops a line of deposits with daily and monthly interest payments at a rate of 17%, with a minimum amount starting from 100,000 sums. All deposits are insured; interest can be received on a card, replenishment is available, and withdrawal depends on the product. 

Asakabank
The state bank with an industrial and retail focus offers updated deposits: "Online" — up to 21% for 13 months with the ability to withdraw and replenish, "Maximum Income" — up to 21% for terms from 1 to 24 months, "Advance" — up to 18% for 6 months and up to 19% for 370 days with immediate interest payments.