Digital Nomad: 11 services for convenient financial management around the world

Wise
Multi-currency account and cards with real exchange rates and no hidden fees. You can receive details in dollars, euros, pounds, and other currencies, store money, and pay for online/offline purchases. Perfect for receiving salaries or freelance payments. Available in over 160 countries.

For Android users
For iOS users

Revolut
A mobile bank with multi-currency accounts, expense analytics, and free transfers between Revolut users. Offers virtual and plastic cards, investment support, insurance, and crypto services. Convenient for travel and daily expenses.

For Android users
For iOS users

N26
A German neo-bank without branches. Free account, MasterCard card, intuitive interface, and budgeting tools. Supports euro transfers and is convenient for those living or frequently visiting the EU. Available in EU countries, the UK, and partially in the US.

For Android users
For iOS users

Monzo
A British mobile bank with instant notifications and easy expense control. Known for its simple interface and the ability to quickly transfer money to friends. Fully available in the UK and limited access in the US.

For Android users
For iOS users

HSBC
A British bank with a global network operating in more than 67 countries: from Asia and Europe to North and Latin America. Ideal for those who frequently change locations: you can open an account online before moving, transfer money between your global accounts without fees, use multi-currency cards, and access asset management services.

For Android users
For iOS users

Citi
An American bank with branches in approximately 90 countries and a wide range of solutions for international clients. Key tools include the International Payment Account, which allows storing funds and making payments in major currencies such as USD, EUR, GBP, CHF, JPY, with convenient access via the CitiDirect online banking platform.

For Android users
For iOS users

Payoneer
A service for receiving and sending international payments. Popular among freelancers and companies like Amazon, Upwork, and Fiverr. Supports dollar cards for cash withdrawals in any country. Available in more than 190 countries.

For Android users
For iOS users

Monese
A mobile bank from the UK that can be opened even without a local address or credit history. Supports multiple currencies, transfers within Europe, and a user-friendly app for expense tracking. Available in Europe and the UK.

For Android users
For iOS users

Kaspi Bank
In Kazakhstan, almost everyone has Kaspi — a super-app that makes it easy to pay for purchases, make transfers, order delivery, and earn cashback. To register and use it, you need to obtain an IIN (Individual Identification Number) in Kazakhstan.

For Android users
For iOS users

Paycell
A mobile application for payments and financial services available in Turkey. With Paycell, users can pay for purchases, top up accounts, transfer money between cards with local currency, and use various digital services directly from their smartphone.

For Android users
For iOS users

Curve
A FinTech service that combines all your bank cards into one. You can link local cards and Wise/Revolut, then pay with a single plastic or virtual Curve card. Convenient for those who frequently change countries. Available in Europe, the UK, and limited access in the US.

For Android users
For iOS users

Grey
A FinTech app for global money management that allows you to open international bank accounts in the US, UK, and EU, receive and send payments, exchange currencies, and pay bills directly from your phone. The app is available in more than 80 countries.

For Android users
For iOS users