Digital wallets in Uzbekistan: who leads the market and what are their differences

Non-cash payments have become more than just a convenience; they are now part of urban culture. In Uzbekistan, digital wallets have already replaced cash in cafes, taxis, and even at bazaars. Let’s explore which services are setting the tone in the country’s FinTech sector.

TBC UZ
TBC Bank is the first digital bank in Uzbekistan. The TBC UZ app is a mobile online bank that makes it convenient to handle financial tasks anytime. In the app, you can apply for a loan online, make payments and money transfers from card to card, order a physical or virtual card, and open an online deposit.

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Payme
Payme is one of the most popular payment apps in Uzbekistan. It combines functions for transferring money, paying for services, and expense tracking. Users appreciate Payme for its user-friendly interface, instant bank transfers, and the ability to quickly pay for purchases via QR code.

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Click
Click is not just an e-wallet but a convenient multifunctional app. You can pay utility bills, buy tickets, top up your balance, and make transfers with just a few clicks. The app is known for its simple interface and fast performance.

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OSON
OSON is a universal payment app that allows you to pay for services, transfer money, and manage your finances all in one place. The service supports payments for mobile communications, internet, utility bills, fines, and other charges.

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Uzum Bank
Uzum Bank is the online bank of the Uzum ecosystem, offering free virtual and plastic Visa cards. Through the app, you can pay for purchases, utility bills, and transportation, earn cashback, transfer money without fees, and apply for installment plans. All your finances are in one convenient app.

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Paynet
An app for paying for everything: utilities, communications, internet, and even tickets. Here you can transfer money between Uzcard and Humo cards, earn cashback, pay via QR code, and store all your cards in one place. Paynet has over 25,000 offline locations where you can top up your balance with cash. It’s fast, secure, and cost-effective—which is why millions of users choose Paynet.

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UZCARD Pay
UZCARD Pay is a mobile payment service that allows for instant and secure card tokenization and non-cash payments using a smartphone with a single tap.

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Zoomrad
Zoomrad is a digital wallet from AloqaBank, designed for convenient and secure payments in Uzbekistan. With it, you can pay for goods and services, make transfers, top up your balance, and pay via QR code.

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A-Pay
A-Pay focuses on security and versatility. It supports Uzcard and Humo cards and allows you to pay for online purchases with a single tap. The app actively promotes the concept of “smart payments”—everything is automated, from reminders to automatic payments.

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Agrobank Mobile
This is a digital bank that makes financial operations as simple as possible. Paying utility bills, making transfers, opening virtual cards, international transfers, and loan repayments are all available directly from your smartphone.

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Anorbank
A stylish and modern app where the bank is always at your fingertips. Here you can order a card with free delivery, make transfers by phone number, create virtual Humo or Mastercard cards, connect cards from other banks, and earn cashback.

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APEX Mobile
APEX Mobile offers a new perspective on online banking. The app allows you to manage accounts, open deposits up to 100 million sum, make transfers, and pay for services with just a couple of clicks.

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Asakabank
Asakabank offers a reliable mobile app with a full set of financial tools. Here you can manage cards, transfer funds between banks, open deposits, and convert currencies.

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Tenge24
Tenge24 is a modern mobile bank that eliminates the need to visit branches. Online identification, loans, deposits, and instant transfers are available 24/7.

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Hamkor Mobile
Hamkor is a universal app for managing finances. You can monitor accounts, transfer money, apply for cards, track currencies, and find the nearest ATMs.

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