10 superapps of Uzbekistan: finance, marketplaces, taxi, and government services in one app

In Uzbekistan, more and more people are using superapps — applications that combine multiple services in one place. With them, you can pay for services, transfer money, take out loans, make purchases, call a taxi, or get insurance.

Published 2 min read

Humans
One of the most recognizable brands in the country. Humans combines mobile communications, internet, payments, transfers, a marketplace, lending, and a cashback system. The app actively uses AI for personalization, and in 2023, its turnover nearly reached $1 billion. Humans has over 1,000,000 active users in Uzbekistan.

For Android users
For iOS users

Hambi
Hambi was created as a unified digital ecosystem: the app offers online medicine, auto insurance, FinTech services, a marketplace, TV, and entertainment. In the first months after launch, Hambi attracted 700,000 new users and reached over 4 million MAU.

For Android users
For iOS users

Uzum
A superapp that combines a marketplace, FinTech services, an online bank, and a BNPL system ("buy now, pay later"). In 2025, the service's active audience exceeded 10 million users. Through Uzum, you can buy products, pay utility bills, take loans, and make transfers.

For Android users
For iOS users

Click SuperApp
One of the oldest and most popular FinTech services in the country. Click offers transfers, QR and NFC payments, autopayments, card and mobile top-ups, as well as Click Premium subscription with additional bonuses and cashback.

For Android users
For iOS users

Beepul
A FinTech ecosystem from Beeline, focusing on P2P transfers, bill payments, virtual cards, microloans, and insurance. Beepul is growing actively and is among the top five most popular FinTech apps in Uzbekistan.

For Android users

For iOS users

Payme.uz
One of the leaders in downloads in the "Finance" category. Payme offers transfers, utility and communication bill payments, fine payments, card storage, and autopayments.

For Android users
For iOS users

OSON
OSON is a payment service focusing on international transfers and integration with global systems: WebMoney, Qiwi, YooMoney. It is convenient for those working with foreign services and freelance platforms.

For Android users
For iOS users

MyUzcard
The official app of the national payment system Uzcard. It allows tracking balances, making transfers, paying for services, and linking cards with banks and online services. MyUzcard is often used in conjunction with other FinTech apps, remaining a basic tool for millions of users.

For Android users
For iOS users

Zood
Zood builds an ecosystem across several directions: the ZoodMall marketplace, the ZoodPay BNPL service, and the ZoodShip logistics platform. As a result, users get "three in one": shopping, lending, and delivery. The company is also developing digital banking.

For Android users
For iOS users

Anorbank
In the Anorbank app, you can open an account online, apply for a loan, pay for services, make transfers, and use the bonus program. The product actively competes with traditional banks, offering a more convenient interface and faster service.

For Android users
For iOS users