6 games and apps that help improve financial literacy
Financial literacy doesn't have to be studied from textbooks. There are apps where budgeting, loans, investments, and savings turn into a game: you earn points and rewards for correct answers, and in some, you manage a business, pay off debts, or save up for your dream.
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Financial applications for children, teenagers, and adults are described: CashFlow (based on Robert Kiyosaki's work), Zogo (reward-based quizzes), Greenlight + Level Up (a kids' card with K–12 financial education), World Financial Football (a Visa-sponsored football quiz in 200 countries), PomPak (a business simulator supported by the State Bank of Pakistan), and "My Piggy Bank" (a savings tracker). The applications are available for Android and iOS.
We’ve gathered several options for children, teenagers, and adults — from short five-minute quizzes to full-fledged financial simulators.
CashFlow: Economic Game
CashFlow is an economic game based on the ideas of Robert Kiyosaki. The player manages income and expenses, buys assets, invests, and learns to understand cash flow, loans, and the difference between assets and liabilities.
For Android users
For iOS users
Zogo: Learn and Earn
Zogo breaks learning down into short modules of about five minutes. Users go through topics on budgeting, loans, investments, insurance, and other financial tools, answer questions, and receive virtual “pineapples.”
These can be exchanged for real gift cards, such as Amazon and Starbucks. The app also features quizzes, battles, and leaderboards. However, there are sometimes difficulties in accumulating rewards.
For Android users
For iOS users
Greenlight + Level Up
Greenlight combines a children’s debit card with financial literacy education. The app includes the Level Up game, designed in accordance with the K–12 school curriculum.
Children complete game tasks and learn to handle money, while parents can monitor expenses, set limits, and even pay for completing household chores.
For Android users
For iOS users
World Financial Football
Visa turned a financial quiz into a football match. Correct answers help gain yards and score goals, so instead of a regular test, you get a full-fledged game.
There are one-on-one modes and tournaments, and the app is available in more than 200 countries and supports 14 languages.
For Android users
For iOS users
PomPak — Learn to Earn
The game tells the story of three teenagers who start their own business from scratch. The player goes through the journey from growing saplings to developing a chain of juice stands.
Along the way, you need to make financial decisions, plan budgets, save money, and learn to use borrowed funds wisely. The project is supported by the State Bank of Pakistan, and upon completion, you can receive a financial literacy certificate.
For Android users
For iOS users
“My Piggy Bank: Save for a Dream”
The app turns saving into a small quest. The user sets a financial goal — for example, a trip, buying electronics, or creating an emergency fund — and gradually marks their progress.
This is more of a gamified tracker than a game, but it helps develop the habit of regularly setting aside money and seeing how close you are to your goal.
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